mysterious money appearance...

[JohnB]

somehow ?429.18 has appeared in my bank from elec connect!!

i have no idea why or how and cant find the person who has put it in...

this happened to anyone?
how very bizarre...

 

[jambo]

The bank might have made a mistake.... I wouldn't get exited and spend it too quickly incase they realise and want it back lol

 

[spike]

Yes sorry John, my Russian au-pair was just messing about with my new computer and she has very fat fingers and hit the wrong numbers. Could you send it back please, otherwise I'll have to pop round and pick it up on my way to Walthamstow with my olympic team of east prussian weight lifters. gruss - jakosch

 

[jonf]

Utilities companies which are paid by fixed sum standing orders, can, if they review and find you've been paying back more than you've used, refund you. They do usually tell the customer, but it might be this, in which case it's your money.

On the other hand it's likely to be a simple mistake. If it is, and someone realises you absolutely have to refund it. However, if it's down to someone else's error, you are entitled to keep any interest. I'd bung it in a high interest savings account. If no-one's asked for it back within a year an a half (to make sure you get past the point of the year end audit) you can probably get away with keeping it. Efven then the rightful owner can ask for it back, but if you've spent it you're entitled to make reasonable payments by installment.

The reason I know all this stuff? Both of these things have happened to me. In the latter case it was enough to pay for a car!

 

[Bobby G]

I remember hearing a story (urban myth?) about a bloke in Ireland who wanted 1,500 quid changed into Euros and to be made transferred for him to another bank somewhere in Spain. Apparently, when he arrived in Spain to collect his Euros, someone at the Ireland end had made some kind of mistake and he ended up with about 300,000 Euros, and was technically not obliged to pay it back....

 

[JohnB]

wow great thanks for ll that. ive tried to find the person who sent it but to no avail.
i will, of course, not touch anything for a good while... a high interest savings account sound like a good option...
cheers
and to thanks you here's a link to old folks with ben webster

http://www.youtube.com/watch?v=rQVVLAO-9LU

 

[PaulyT]

Quick - withdraw the dosh, close your account and open another at a different bank - hurry hurry hurry!! 😉

 

[Bobby G]

PaulyT wrote:
Quick - withdraw the dosh, close your account and open another at a different bank - hurry hurry hurry!! 😉

That's what I'd do too 😉 except doing the amont of work I do in banks, and hearing customers trying to get anywhere with the staff, I doubt if I could be a*sed for 400 quid

 

[jools]

Yeh, a similar thing happens to me every month. Except in reverse. About two weeks in, there always seems to be half of what I was expecting to be there.

 

[Bobby G]

JohnB, I may have solved your mystery - that French banker who has made 3 billion odd 'disappear' may have been randomly putting it in people's accounts, as the bank are saying he didn't gain anything from it himself... and now they can't find him either!

 

[Pjonah]

Spend spend spend!

Just don't let the other half know its there or you'll have to buy a new washing machine probably!

Not really a sexist stereotype........much!

Its like when you get a tax refund, but this time you don't know who its from.

Simon

 

[Bobby G]

A tax refund! :laugh: :laugh: :laugh: :laugh: :laugh:

 

[jonf]

Bobby G wrote:
A tax refund! :laugh: :laugh: :laugh: :laugh: :laugh:

I got one - that's where my T992 came from.

Lucky to get such a big refund, or unlucky to have paid too much tax in the first place?