Saxophones Best approach for insurance?

[WoodwindHouse]

All,

My 11 year old clarinetist has inherited his professional grandfather's gig gear and is now working on Alto and Tenor Sax as well. Given that we now have a Selmer Paris clarinet, and Selmer Super Action 80 Soprano, Alto, Tenor, and Baritones (all selected in Paris) in the house, I want to get them properly insured.

The Alto and Tenor may be in lockers at school some of the time, so I am assuming a personal articles floater would be the right way to go (he isn't performing yet). Any suggestions on how people recommend handling insurance? Valuation? All of the instruments are in excellent, playable condition, good pads and spring action. Lacquer has the standard wear and tear of 20-25 years of professional usage, but they have always been coddled.

Thanks in advance.

 

[aldevis]

Lucky youngster....

There are a few brokers/insurers dealing with musical instruments.
Some of them seem to be more reliable than others.

Are you based in the UK?

 

[Tenor Viol]

Proper instrument insurance is better than adding to household insurance as they tend not to understand issues around repairs and replacements. If you are UK based, a couple to consider are Allianz and Newmoon, there are others.

 

[WoodwindHouse]

Lucky youngster....

There are a few brokers/insurers dealing with musical instruments.
Some of them seem to be more reliable than others.

Are you based in the UK?

No, we are in California. Yes, he is a lucky youngster- he has fortunately inherited the musicality gene as well- he plays with great tone, and transposes between all the different keys in his head as he reads the music, which saves us a great deal on sheet music as he experiments...

 

[kevgermany]

I hope this lucky lad will really cherish these instruments. Personally I wouldn't be happy with them sitting at school, and would try and find cheap modern clones for this. School trips would be limited to concerts and special events where they can be kept under close supervision.
I agree that an instrument policy is probably best.

 

[WoodwindHouse]

Thanks everyone so far. I have been scouring the 'net looking for replacement costs, and haven't found any SA80s for sale, only new and used SA80IIs. I'm thinking replacement cost with new for now... His Selmer Series 10G (which he absolutely loves the tone on, and makes him hate his plastic "go to school" clarinet) seems to be readily available on the 2nd hand market, for a more reasonable cost than expected. I'll start looking into good insurers next in California next. Thanks for the tips.